Our Staff

Rita Bailey – CEO


Rita Bailey, CPA and President of Affordable Benefits Solutions, Inc. has been assisting clients for the last 20 years accumulating over 1,800 clients.

She is a Chartered Federal Employee Benefits Consultant (ChFEBC (sm)) and has taught several workshops for Blacks in Government, Federally Employed Women, IRS, EPA, APWU, VA, Dept of Justice and many more. Rita is a graduate of George Washington University with a Bachelor of Accountancy. She started her successful career at CSO as an Agent. Years later she moved on to become President of EU Financial, Inc. a million dollar insurance agency.

In 2004, Rita aided in the development of the government division of Financial Assurance Corporation and was appointed Vice President. Dedicating her insurance/ financial career to changing people’s lives one at a time came from her life experiences and a result of her mother’s death when she was 11 years old. Rita realized then and teaches now, that understanding your employee benefits are crucial to planning for the financial future for you and your family.

Rita is an advocate for helping people to align their values and dreams with their actions. She is known for her customer service and her commitment to her business through her hard work, dedication and expanding client base by providing a full range of products and services.

Jovan Walker


Jovan Walker is an Entrepreneur, Mother, and Spiritual woman with a passion for people. Known as a Financial Coach of Hope, Jovan Walker’s drive and passion to teach financial literacy has led her to become a sought after wealth manager and advisor in the Baltimore DC metropolitan area. A native of Baltimore, Jovan has been featured on countless radio shows and taught many workshops for private and government corporations. She also facilitates in spiritual settings through her economic empowerment ministry.

After serving in the Army with the Military Intelligence Corp, Jovan started investing in real estate at the early age of 20 years old. This early start later led her to a career in financial services. She started coaching and consulting in 2004 primarily in debt elimination and credit restoration. Jovan also specializes in using investment grade real estate to supplement retirement portfolios.
Jovan’s most important role is as a mother. She loves spending quality time with her four-year-old daughter, Jaidah.

Jovan has used her talents to assist federal government employees in understanding and maximizing their employee benefits. She has helped business owners create personal and affordable benefit packages for tax-free supplemental retirement income that they control.

Jovan is on a true crusade to assist as many families as possible to become financially independent, without riding the Wall Street roller coasters. For more information email her at info@jovanwalker.net or call her office at (301) 577-6340 to schedule a consultation

Darlene Jenkins


Darlene Jenkins is a native of Washington, DC. Ms. Jenkins is an Insurance Associate and the Public Relations Liaison for her firm. She has been a licensed insurance broker since 1990; and is one of two trainers with Affordable Benefits Solutions, Inc.
In addition, she is also a certified Estate Plan advisor.

Darlene has worked with the Government market since starting as an insurance broker and is a government benefits consultant. She currently has over 1,200 government clients that she services personally and manages over 6,000 clients for her firm.

Darlene has taught and continues to teach several workshops for the Blacks In Government Annual National Training Conference, Federally Employed Women Chapters, AFGE Union Meetings, APWU Postal Conventions, the Department of Air Force and many other federal agencies.

Judy Johnson


Judy Johnson holds the nationally respected designations of Chartered Federal
Employee Benefits Consultant (ChFEBC (sm)) and Certified Senior Advisor (CSA). Judy’s focus is preparing her clients to thrive financially as they age instead of just surviving.

Judy manages the Senior Resource Center at Affordable Benefits Solutions, Inc. Drawing from her personal experience of caring for three senior family members and a best friend dealing with Dementia and Alzheimer’s, Judy’s workshops on Long Term Care afford her participants an intimate look into the challenges facing our loved ones and their caregivers. She has conducted her “real-life” workshops on Long Term Care for Blacks in Government, AFGE, DOT, Department of Commerce, VA and other government agencies.

Judy is a graduate of the State University of New York at Stony Brook and continued her graduate studies at C.W. Post and Hofstra University located on Long Island. She started her career in Secondary Education and transitioned into Managing a Training Staff at a Fortune 500 Corporation. She went on to be a “stay-at- home” Mom and raised two children. As her children grew, Judy developed a successful wholesale manufacturing company which help developed her next role as Vice-President of a 40 million dollar Sales Agency.

As a result of a life-altering event, Judy redirected her energies and passion for education. It was the journey her family took as a result of her father’s injuries sustained in a car accident and subsequent death in 2002 that influenced Judy to embrace a new career. She took these life lessons and channelled them into a new mission of teaching people how to protect their family’s wealth and plan for the new retirement environment.

Judy is passionate about knowledge and is constantly searching for ways to enlighten her clients on methods to protect their retirement and family assets from fluctuating markets and taxes. She prides herself on maintaining the highest levels of professionalism and integrity.

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