This workshop is designed to provide employees with a thorough understanding of the different components of their employee benefits and how these benefits will impact their current and future financial objectives. Employees will learn the differences between the CSRS/FERS, and CSRS Offset systems, TSP and the best strategies now and in retirement, the FEGLI program and its financial impact on both your paycheck and retirement check; and what role Social Security plays in each retirement system. Employees will learn how to estimate their future retirement annuity, TSP annuity payment, as well as future FEGLI program costs.

Retirement reality is often times different than our retirement dreams.  Navigating the roadblocks to your retirement varies from the fear of outliving your retirement income, need for LTC coverage, taxes, and a proper plan to transfer assets. The market volatility and growing tax and inflation uncertainty has left employees wanting off the Wall Street roller coaster. During this course we will make you aware of some of the possible long-term impacts this may have on your retirement. People have had enough of crushed dreams, lost retirement funds, and delayed plans!  Ask yourself: can I afford to keep rebuilding my wealth every few years? If not, let us help you with our strategies to create a retirement income you can’t outlive. 

Social Security Mistakes are Costly and Permanent! According to academic research, 96% of people file for their Social Security benefits before fully understanding their options.  As a result, millions of people claim less than their maximum benefits and therefore lock in a permanent, lower monthly income payment. 

This course is designed to help participants learn how to evaluate their choices, optimize their Social Security benefits and make wise decisions based on their goals and financial future.  Attendees will also gain insight on how the CSRS or FERS pension and TSP will impact the taxation of their Social Security benefits.  Participants will leave empowered with a blueprint of how to craft a real and sustainable income plan for retirement.

Did you know that 90% of all women will eventually be solely in charge of household finances?*

This course will focus on retirement and income planning for women. We will guide you through some of the unique financial concerns women face, including:

• How to avoid outliving your money 
• How to have financial independence — with or without a spouse or partner 
• Strategies to help safeguard your legacy for your loved ones

Whether you’re married, single, widowed or divorced, you won’t want to miss this informative and inspiring seminar.

In this engaging session tailored for individuals ages 50 and up, we'll be delving into the challenges and opportunities that retirees and pre-retirees face today and throughout retirement. Don't settle for a generic approach – learn how to customize your retirement plan to match the lifestyle you want and deserve. Don't miss out on this chance to retire with confidence and live the life you deserve!

Key Highlights:

1. Customized Strategies: Gain insights into personalized retirement strategies that go beyond the standard pie chart, ensuring your financial plan aligns with your unique goals.

2. Lifestyle Planning: It's not just about the money – discover how to achieve the lifestyle you've envisioned for your retirement years.

3. Expert Guidance: Our seasoned professionals will guide you through the complexities of retirement planning, providing actionable advice tailored to your needs.

Did you know that the most common and destructive emotions of today are fear, anxiety and greed? When they are coupled with making financial decisions, the outcome could be disastrous and life changing. See how being sad, angry, scared, guilty, thankful, peaceful, etc. can impact and affect your finances. Join us so you can put these emotions aside using sound and mindful techniques to help you reach your financial destination.